FRASERS PLUS

Buy now, pay in three interest free, with nothing to pay until January.

Control how you pay and earn exclusive rewards. Shop today, and get Christmas sorted.

Representative APR: 39.9% (variable)
Credit Subject to status

Minimum eligibility requirements: Aged over 18, UK resident, Income over £7,500.

Republic.com Retail Ltd (FRN: 979366), trading as ‘USC’ is a credit broker not a lender.
Frasers Plus is a credit product provided by Frasers Group Financial Services Ltd.

Pay over 3 months, interest free

Break your purchase into 3 instalments, over 3 months, interest-free.

Nothing to pay at checkout

Nothing to pay upfront, your purchase will be added to your account. Then choose the instalment plan that suits you in the app.

Control how you pay & when

Pay your bill in full. Or If you need longer you can choose 6, 12, 24 or 36 months; you'll always know how much that'll cost upfront including interest.

Earn exclusive rewards

Get 1 point for every £1 you spend* and look out for special points offers. Turn your points into rewards and treat yourself to something special....on us. *(Ts&Cs apply)

Frequently asked questions

Frasers Plus is a credit product where you are able to use your credit limit to purchase goods and pay in three different ways:
1. By paying in full at the end of the monthly billing period (interest free). Your purchases using the Frasers Plus product will automatically defer to this option. If you want to pay over a longer instalment plan period, you can replan your purchase in the FrasersPlus app.
2. By spreading the payment across up to 3 monthly interest-free instalments, or
3. By spreading the payment across 6-36 months. Instalment plans of 6 months or longer are interest bearing. Representative APR: 39.9% APR (variable).

Illustrative Example of repaying a £500 purchase over a 12 month instalment plan:
Cash price of purchase: £500
Total amount of credit: £500
Rate of interest: 39.9% (variable)
APR: 39.9% APR (variable)
Number of payments: 12 monthly payments of £49.20
Cost of credit: £90.40
Total amount payable: £590.40

To apply for a Frasers Plus account you must be aged over 18, be a UK resident and have an income of over £7,500 per year.

1. Open the app
2. Find the transaction you wish to reduce and tap it.
3. Move the slider to the left to reduce the repayment plan, or to the right to spread the cost for longer.
4. The app will calculate how much interest you'll pay
5. When you're happy, choose 'confirm'.

Can't select the transaction?

If you're a Direct Debit customer and we're ready for your payment, you won't be able to replan until your bill is paid (or your payment fails if you don't have enough funds to cover the bill). Your bill is ready for payment on or around the 1st of the month, depending on weekends and bank holidays. You can check this date any time in the app on the first page. If you're not a Direct Debit customer, drop us a message at customersupport@frasers.plus with a screenshot and we'll take a look!

Got any more questions? See our FAQs on our customer service page.

The Brands

Watch this space to find out where you can pay over 3 months, interest free

USC

Sports Direct

Game

House of Fraser

Frasers

Flannels

Cruise Fashion

I saw it First

You’re in control

With Frasers Plus you have control of how you spend and repay. The app will show you your future monthly payments, outstanding balance, and any interest charges. You’ll get smart alerts so you never miss a payment. And you can adjust your instalment plan with no penalties or fees. See your points and rewards balance in the app and there's support via chat if you need it.

Got any questions? See our FAQs, Privacy policy and Loyalty terms.

Republic.com Retail Ltd (FRN: 979366), trading as ‘USC’ is an appointed representative of Frasers Group Credit Broking Limited (FRN: 947961) who are authorised and regulated by the Financial Conduct Authority as a credit broker, not a lender. Frasers Plus credit is provided by Frasers Group Financial Services Limited (FRN: 311908) and is subject to your financial circumstances. Missed payments may affect your credit score.

My Wish List

FRASERS PLUS

Buy now, pay in three interest free, with nothing to pay until January.

The Brands

You’re in control

FrasersPlus

Buy now.

Pay later.

Earn rewards