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Republic.com Retail Ltd (FRN: 979366), trading as ‘USC’ is an appointed representative of Frasers Group Credit Broking Limited (FRN: 947961) who are authorised and regulated by the Financial Conduct Authority as a credit broker not a lender. Frasers Plus is a credit product provided by Frasers Group Financial Services Limited (FRN: 311908) and is subject to your financial circumstances. Missed payments may affect your credit score. For regulated payment services, Frasers Group Financial Services Limited is a payment agent of Transact Payment Limited, a company authorised and regulated by the Gibraltar Financial Services Commission as an electronic money institution.